You've cleaned out your garage, cleared out the brush in the yard, and maybe even washed your windows. It's the annual spring cleaning ritual, but there is one more thing you should add to your spring cleaning list--shred your old, personal documents and protect yourself from fraud.
Identity theft is one of the fastest growing crimes in the United States. In the U.S., 12.6 million people – or 1 out of every 20 consumers – were victims of identity fraud last year. Keeping your information safe is vital in our techno-society, and there are some steps that you can take to help keep your identity, and your money, safe.
Don’t share your secrets.
Don’t provide your Social Security number or account information to anyone who contacts you online or over the phone. Protect your PINs and passwords and do not share them with anyone. Use a combination of letters and numbers for your passwords and change them periodically. Do not reveal sensitive or personal information on social networking sites.
Shred sensitive papers.
Shred receipts, banks statements and unused credit card offers before throwing them away.
Monitor your credit report.
Order a free copy of your credit report every four months from one of the three credit reporting agencies at annualcreditreport.com.
Protect your computer.
Make sure the virus protection software on your computer is active and up to date. When conducting business online, make sure your browser’s padlock or key icon is active. Also look for an “s” after the “http” to be sure the website is secure.
Protect your mobile device.
Use the passcode lock on your smartphone and other devices. This will make it more difficult for thieves to access your information if your device is lost or stolen. Before you donate, sell or trade your mobile device, be sure to wipe it using specialized software or using the manufacturer’s recommended technique. Some software allows you to wipe your device remotely if it is lost or stolen.
Shred your old documents for FREE at Magyar Bank
Take the extra step and shred your old documents during one of our FREE shred days at Magyar Bank locations. The complete list of dates and times is available here.
